FR-44 insurance is required if you’ve been convicted of a DUI or serious driving offense in Florida or Virginia. Because of the high-risk nature of these charges, the state requires proof of financial responsibility through this specific insurance form. Fortunately, Foxx Insurance makes the process fast, affordable, and easy to understand.
▶️ Click to watch our FR-44 insurance explainer video
What Is FR-44 Insurance?
FR-44 insurance refers to a high-liability auto policy that Florida and Virginia require for drivers involved in serious offenses like DUI. Unlike SR-22, it demands significantly higher coverage limits. The insurer files the FR-44 form with the DMV to confirm you’re meeting legal financial responsibility requirements.
If your coverage lapses at any point, the state can immediately suspend your license. Therefore, it’s essential to keep your policy active for the full term—typically three years. By staying insured consistently, you avoid reinstatement fees, delays, and additional penalties.
Why Choose Foxx Insurance?
At Foxx Insurance, we make things simple. First, we compare rates from multiple carriers to find you the best deal. Then, we file your FR-44 certificate directly with the DMV on the same day. As a veteran-owned agency, we understand how important it is to resolve legal and insurance issues fast. That’s why our clients trust us to deliver speed, accuracy, and real support.
Start Your Filing Now
Click here to get an FR-44 quote in 60 seconds. In addition, you can visit our FR-44 resource center to learn more about your legal obligations and insurance options. We’re here to help you get back on the road without added stress.