How Long Does an SR-22 Stay on Your Record? (State-by-State Guide)
If you’ve been required to file an SR-22, one of the first questions you’ll probably ask is: “How long will this stay on my record?” The answer depends on your state, the type of violation, and how long your state requires you to maintain coverage. In this guide, we explain the timelines clearly and provide tips to help you save money while meeting your SR-22 obligations.
How Long Does an SR-22 Stay on Record?
In most cases, an SR-22 is required for about three years. However, this can vary depending on your state’s laws and the reason for the filing. For example, DUI-related suspensions often require longer SR-22 periods compared to no-insurance violations. Below is a breakdown for the eight states we serve at Foxx Insurance:
| State | Typical Duration | Notes |
|---|---|---|
| Illinois | 3 years | Required for DUIs, no-insurance violations, and license reinstatement. |
| Missouri | 2–3 years | Duration depends on whether the suspension stems from points or a DUI. |
| Texas | 2 years | Typically required for license reinstatement and other high-risk violations. |
| California | 3 years | Often required after a DUI or driving without insurance. |
| Arizona | 3 years | Commonly needed after DUIs or uninsured driving violations. |
| Nevada | 3 years | Generally required after license suspensions tied to major violations. |
| Virginia | 3–4 years | Some DUI-related cases require FR-44 coverage instead. |
| South Carolina | 3 years | SR-22 required for most major violations. |
Does the Clock Reset if You Cancel Early?
Yes. If you drop your SR-22 coverage before the required period ends, your state can restart your timeline. Additionally, your license may be suspended again until you refile the SR-22.
Can You Remove an SR-22 Early?
Some states allow early removal if you maintain a clean driving record. However, most require you to carry the SR-22 for the full duration. Contact us, and we can confirm your state’s specific rules.
Save Money While Carrying an SR-22
Just because you need an SR-22 doesn’t mean you have to overpay. At Foxx Insurance, we work with trusted carriers like Dairyland to find the lowest possible rates, even for high-risk drivers.
- Compare multiple quotes quickly and easily.
- Find same-day SR-22 filing in all eight states.
- Work with a veteran-owned agency that understands your needs.
Frequently Asked Questions
Does an SR-22 affect my insurance rates?
Yes, SR-22 filings usually raise your rates. However, shopping around can save you hundreds annually.
Is SR-22 insurance the same as regular auto insurance?
No. An SR-22 is a filing that proves you carry insurance — it isn’t an actual policy.
Do all states require SR-22 filings?
No. Only certain states require SR-22 filings. Foxx Insurance currently covers eight of them.