Stay Afloat This Summer: The Importance of Boat and PWC Insurance
Summer is here, and the call of the water is irresistible. Whether you’re cruising on a boat or zipping around on a personal watercraft (PWC), having the right boat and PWC insurance is essential. At Foxx Insurance, we’re here to protect you—so you can enjoy the season worry-free.
Why Boat and PWC Insurance Matters
Accidents can happen—even on the water. Without proper coverage, you could be financially responsible for damages, injuries, or theft. That’s why securing boat and PWC insurance is so important:
- Liability Protection: If you cause injuries or damage, your policy covers the costs.
- Physical Damage Coverage: We’ll cover repairs or replacement if your boat or PWC is damaged or stolen.
- Medical Payments: We help cover medical bills for you and your passengers after an accident.
- Uninsured Boater Coverage: If someone without insurance hits you, your coverage steps in.
Custom Coverage That Fits Your Needs
Every boater is different. That’s why we offer flexible options to tailor your boat and PWC insurance policy to your lifestyle:
- Agreed Value Coverage: You’ll receive the full insured value if your boat is a total loss.
- Emergency Assistance: We cover towing and labor if your boat breaks down on the water.
- Personal Effects Coverage: We protect valuable items like fishing gear and electronics.
- Wreckage Removal: If your boat sinks, we’ll cover the cost of removing it.
Why Choose Foxx Insurance?
- Competitive Rates: You get strong coverage at a price that fits your budget.
- Expert Agents: Our experienced team helps you pick the best plan for your needs.
- Multi-Policy Discounts: Bundle your boat insurance with auto or home and save more.
- Local Knowledge: As a veteran-owned local agency, we understand what matters most to boaters in our community.
Smart Tips for a Safer Season
To stay safe and avoid mishaps this summer, keep these key tips in mind:
- Regular Maintenance: Inspect and service your boat often to prevent issues.
- Safety Equipment: Always carry life jackets, fire extinguishers, and other essentials.
- Check Conditions: Review local weather and laws before heading out. For official safety guidelines, visit the U.S. Coast Guard Boating Safety site.
Get Covered Before You Launch
Don’t let unexpected problems ruin your time on the water. Contact Foxx Insurance today to explore your boat and PWC insurance options. We’ll help you stay protected—so you can focus on making great memories.
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