Understanding Florida SR22 Insurance
What Is Florida SR22 Insurance and Who Needs It?
Florida SR22 insurance is a certificate that proves you carry state-required auto coverage after a serious driving violation. It’s often required if your license was suspended, you were involved in a crash without insurance, or you committed a DUI-related offense.
Situations That Require an SR22 Certificate
You may need to file this form in Florida if you:
– Were convicted of a DUI (some cases require FR44—learn more here)
– Drove with a suspended or revoked license
– Caused an accident while uninsured
– Accumulated excessive points on your driving record
Steps to Obtain SR22 Coverage in Florida
1. Verify with Your Current Insurer: Ask if your provider handles Florida SR22 insurance filings. If not, you’ll need to switch companies.
2. Secure a Policy with Filing Support: Find a provider that offers high-risk auto insurance and SR22 filing. Premiums may be higher, so it’s wise to compare rates.
3. Submit the SR22 Form: Your insurer will electronically file it with the Florida DMV. The process usually takes a few days and includes a small fee.
4. Maintain Continuous Insurance: You must keep your policy active for about three years. If coverage lapses, your license could be suspended again.
How Much Does Florida SR22 Insurance Cost?
Rates for Florida SR22 insurance vary depending on your driving history, age, and the insurer you choose. The filing fee is low, but the insurance premium can be higher due to the risk category.
How to Improve Your Driving Status
Stay insured and avoid further violations. Over time, your premiums may drop, and you could return to a standard auto insurance policy.
</vc_column_text]
Get Florida SR22 Help from Foxx Insurance
Foxx Insurance offers fast, affordable Florida SR22 insurance solutions for both owner and non-owner filings. Our team handles everything—from finding the right policy to filing the certificate with the state.
We specialize in high-risk auto coverage and understand Florida’s DMV requirements inside and out. Whether you’re looking to reinstate your license or maintain compliance, we’ll help you through it quickly.
</vc_column_text]