SR‑22 Insurance in Missouri
What is an SR‑22 in Missouri?
In Missouri, an SR‑22 is a certificate your insurer files with the Department of Revenue to confirm you carry the state’s minimum liability insurance following serious violations.
Who needs it?
- DUI or DWI offenses
- Driving without insurance
- License suspension/revocation
- Excessive traffic violations
- Failure to pay accident judgments
How long is it required?
Missouri SR‑22 typically must be maintained for 2–3 years, depending on your specific violation :contentReference[oaicite:6]{index=6}.
How much does it cost?
Filing fees range from $15–$50. Premiums vary based on your driving history. Start a quote to get accurate pricing.
Can I get SR‑22 without owning a car?
Yes — a non-owner SR‑22 policy covers liability when driving a borrowed or rented vehicle.
How do I file it?
- Contact Foxx Insurance
- We locate the best SR‑22 policy for you
- We submit the SR‑22 electronically to the Missouri DOR
- You receive confirmation—often the same day
What if I cancel early?
- Missouri DOR is notified of cancellation
- License may be suspended again
- Filing period may restart
Always speak with your agent before canceling.