SR-22 & FR-44 by state
SR-22 & FR-44 by state is your fast track to the filing you need today.
Choose your state below to see SR-22 requirements, FR-44 details where applicable, timelines, and non-owner options.
Foxx Insurance files electronically with the DMV so your proof is accepted and your license reinstatement stays on track.
SR-22 & FR-44 by state: what you’ll find
Every state has its own rules. Our state pages break down SR-22 insurance by state, including who needs a filing,
minimum liability limits, how long you must maintain coverage, and how lapses can reset the clock.
In Florida and Virginia, you’ll also see FR-44 requirements and how they differ from a standard SR-22.
Owner, non-owner, and DMV filing
Whether you need an owner policy for a vehicle you drive every day or a non-owner SR-22 because you don’t own a car,
we’ll outline the documents and steps. After purchase, we submit the SR-22 or FR-44 directly to the state’s DMV system
and provide same-day proof whenever state rules allow.
How SR-22 insurance by state affects costs and timelines
Rates vary based on your driving history, state-specific limits, and how long the filing must stay active.
Many states require continuous coverage for 3 years; if a policy cancels, the DMV may suspend your license again.
Our team helps you keep coverage uninterrupted so your SR-22 by state or FR-44 stays compliant start to finish.
Start your SR-22 & FR-44 by state quote
Tell us your state, whether you need owner or non-owner coverage, and when your filing must be in place.
We’ll match a policy to your state’s requirements, file the SR-22 & FR-44 by state as needed,
and guide you until reinstatement is complete. Select your state to begin.
Choose your state
FR-44 applies only in Florida and Virginia.